Free Pay Stub Generator

How it works

Your free pay stub in three steps

1
Enter your pay details
Company, employee, pay rate and pay dates. Federal and state taxes are calculated for you for all 50 states and DC.
2
Confirm your email
We email you a download link. Opening it confirms the address is yours — that's all we ask instead of a credit card.
3
Download your pay stub
Get a clean, print-ready PDF or high-resolution image, with no watermark.

Included

Everything a real pay stub needs — free

Federal income tax, Social Security and Medicare
State income tax for all 50 states + DC
Year-to-date totals
Hourly or salary, any pay frequency
10 professional templates
PDF or JPEG download

Want to check the numbers first? Try the free paycheck calculator — it uses the same tax engine.

Generator vs. template

A free pay stub generator vs. a blank template

A free pay stub template gives you the layout; every number on it is still yours to work out. The generator does the payroll math for you. If a template is what you're after, there are free Excel, Word and PDF pay stub templates to download.

What	Blank template	Paystub Form generator
Federal income tax	You work it out from IRS Publication 15-T	Calculated with the 2026 percentage method
Social Security and Medicare	You apply 6.2% and 1.45% and track the wage cap	Calculated, including the $184,500 Social Security cap
State income tax	You look up your state's withholding formula	Calculated for all 50 states and DC
Year-to-date totals	Added up by hand for every pay date	Carried forward automatically
Several pay dates	One document at a time	Created together in one go

By state

Pay stub rules where you work

What a pay stub has to show, and which state taxes come out of it, depends on the state. Each state page lists the rules and payroll taxes from official sources — for example California, Texas, New York and Florida. See pay stub requirements for every state.

The offer, plainly

One free pay stub per person — per email address and per browser.
The free stub downloads clean, with no watermark.
Creating several pay dates at once? The first is free; the rest download as watermarked previews until paid downloads open.
No credit card and no account needed.

FAQ

Common questions

Is the pay stub really free?

Yes. Your first pay stub is free and downloads without a watermark. No credit card is needed — you only confirm your email address.

What's the catch?

The free offer covers one pay stub per person (per email address and per browser). If you create several pay dates at once, the first one is free and clean; the others download as watermarked previews until paid downloads open.

Why do you need my email?

We send the download link to it. Confirming the address is how we keep the offer to one free stub per person without asking for a card.

Are the tax calculations accurate?

Withholding uses the IRS percentage method from Publication 15-T for 2026, current Social Security and Medicare rates, and each state's own withholding formula. You can check the numbers first with our free paycheck calculator.

Can I make a free pay stub as a contractor or self-employed person?

Yes. Choose Contractor instead of Employee in the builder. A contractor's pay stub shows what was paid without withholding federal or state income tax, Social Security or Medicare, because a 1099 contractor pays those through estimated taxes instead.

Can I use the pay stub as proof of income?

A pay stub records pay that was actually earned. Only enter real wages and deductions — creating a document with false figures to mislead a lender, landlord or agency is fraud.

Guides

Reading and using your pay stub

More in the pay stub and payroll guides and the FAQ.