Create a 1099 form in minutes
1099-NEC or 1099-MISC on the official 2026 IRS form, new tips and overtime boxes included. Check every box, then download.
- Official Rev. 12-2026 form
- Copies 1, B, 2 and A
- New tips & overtime boxes
Example1099-NEC: $18,400 paid to a freelance designer for services (box 1a). No tax was withheld, so boxes 4–7 stay empty.
- Free to fill in & preview
- No account needed
- All 50 states + DC
Which form
1099-NEC or 1099-MISC: pick the right 1099
Form 1099-NEC
You paid a contractor for work
Freelancers, consultants, independent contractors and other non-employees you paid for services. For 2026 payments you need one once you pay someone $2,000 or more in the year.
Create a 1099-NEC Everything about the 1099-NECForm 1099-MISC
You paid rent, royalties or prizes
Rent for an office or equipment, royalties, prizes and awards, payments to doctors or attorneys and other income that isn't pay for services.
Create a 1099-MISC Everything about the 1099-MISCHow it works
How to generate a 1099 form in three steps
Step 1
Pick the form and enter the payer
Choose 1099-NEC for payments to contractors or 1099-MISC for rents, royalties, prizes and other income. Enter your business name, TIN, phone and address.
Step 2
Add the recipient and the amounts
The recipient's name, TIN and address from their Form W-9, then what you paid them in the year and any federal or state tax you withheld.
Step 3
Check it on the IRS form, then download
Your numbers appear on the official 2026 form. Click any box to change it, then download Copy 1, B, 2 and A as one PDF.
Box by box
How do I fill out a 1099 form? Every box explained
Your business goes in the payer boxes and the person you paid in the recipient boxes. Ask them for a Form W-9 first: it gives you their legal name, address and taxpayer identification number (SSN or EIN). Then fill in only the boxes that apply.
Form 1099-NEC
Box 1a
Nonemployee compensation
Fees, commissions and other pay for services by someone who isn't your employee.
Box 1bNew
Cash tips
New for 2026: cash tips the contractor received, with their occupation code in box 1c.
Box 1cNew
TTOC
New for 2026: Treasury Tipped Occupation Code of the work the tips came from.
Box 1dNew
Overtime compensation
New for 2026: qualified overtime premium paid to the recipient.
Box 2
Direct sales
Check it if you sold $5,000 or more of consumer products to them for resale.
Box 3
Golden parachute
Excess golden parachute payments to a non-employee.
Box 4
Federal tax withheld
Usually backup withholding at 24% when no valid TIN was provided.
Box 5–7
State
State tax withheld, your state ID number and the state income — two lines.
Form 1099-MISC
Box 1
Rents
Office, equipment or land rent paid in the course of your business.
Box 2
Royalties
Royalties of $10 or more, for example on books, music or oil and gas.
Box 3
Other income
Prizes, awards and other income that has no box of its own.
Box 6
Medical payments
Payments to doctors and other health care providers.
Box 10
Attorney proceeds
Gross proceeds paid to a lawyer, such as a settlement.
Box 13a–14New
Tips and overtime
New for 2026: cash tips with the TTOC code, and overtime compensation.
Copies in your PDF
Which 1099 copy goes where
Your PDF has the four copies of the official form with the same numbers on each, plus the IRS Instructions for Recipient.
Copy 1
For the state tax department, where your state asks for one.
Copy B
For the recipient. Give it to them by January 31.
Copy 2
For the recipient to file with a state income tax return.
Copy A
The IRS copy, printed in red. For your records only: file it online through IRIS.
Filing with the IRS:the IRS scans paper 1099s and only accepts its own red-ink Copy A, so a Copy A printed from a PDF can't be mailed in. File the IRS copy online instead, free, through the IRS Information Returns Intake System (IRIS). E-filing is required once you file 10 or more information returns in a year.
What's included
A fillable 1099 form, without the fiddly fields
The official IRS form
Your values are printed on the IRS's own Form 1099-NEC or 1099-MISC, Rev. December 2026 — not a look-alike template.
2026 tips and overtime boxes
Report cash tips with the Treasury Tipped Occupation Code and overtime compensation, which the 2026 forms ask for.
US and foreign addresses
Payers and recipients outside the US get the foreign province and postal code fields, and a second state line when tax was withheld in two states.
Edit on the form
The review page is the form itself. Click a box, change the value, and the PDF matches what you see.
Reviewed October 2026. Box layout and copies follow the IRS Forms 1099-NEC and 1099-MISC (Rev. December 2026) and the 2026 instructions for those forms.
Pricing
One price per 1099. No subscription.
Fill in the form and review every box for free. You only pay when you're ready to download the PDF.
1099-NEC or 1099-MISC
$7.99 per form
- Fill in the form
- Free
- Review every box
- Free
- Download the PDF
- $7.99
Included with every 1099
- Official 2026 IRS 1099-NEC or 1099-MISC
- Editable review on the form itself
- Copy 1, B, 2 and A in one PDF
- PDF download plus a link by email
Questions
1099 form FAQ
What is the difference between a 1099-NEC and a 1099-MISC?
Form 1099-NEC reports pay for services by someone who isn't your employee, such as a freelancer or independent contractor. Form 1099-MISC reports other business payments: rents, royalties, prizes and awards, medical payments, attorney proceeds and similar income.
How do I generate a 1099 form online?
Pick the 1099-NEC or 1099-MISC builder, enter your business as the payer, then the recipient's name, TIN and address and the amounts you paid. Review the filled-in IRS form, edit any box, and download the PDF.
How do I fill out a 1099 form?
Put your business in the payer boxes and the person you paid in the recipient boxes, using the TIN from their Form W-9. Enter the year's total in the right box (box 1a on the 1099-NEC for contractor pay), add any federal or state tax you withheld, and leave boxes that don't apply empty.
When do I have to issue a 1099-NEC?
When you pay someone who isn't your employee for services in the course of your business. For payments made in 2026 the reporting threshold is $2,000 for the year (it was $600 before). Payments to most corporations don't need one.
What are the new boxes on the 2026 forms?
The December 2026 revisions add boxes for cash tips with a Treasury Tipped Occupation Code (TTOC) and for overtime compensation: boxes 1b, 1c and 1d on the 1099-NEC and boxes 13a, 13b and 14 on the 1099-MISC. They let recipients claim the new deductions for qualified tips and overtime.
Is this the same as the IRS fillable 1099 form?
Yes. The PDF is the official IRS Form 1099-NEC or 1099-MISC (Rev. December 2026) with your entries printed in the boxes, so it looks exactly like the IRS fillable form — without having to line up the fields yourself.
Can I print Copy A and mail it to the IRS?
No. The IRS only accepts its own scannable red-ink Copy A on paper and says not to file a printed copy from a PDF. File the IRS copy online for free through the Information Returns Intake System (IRIS) — required if you file 10 or more information returns — or order official forms from the IRS.
When are 1099s due?
Copy B of the 1099-NEC goes to the recipient and the IRS copy to the IRS by January 31. For the 1099-MISC, the recipient copy is due January 31 (February 15 if box 8 or 10 is filled) and the IRS copy by February 28 on paper or March 31 if you e-file.
How much does the 1099 generator cost?
Filling in the form and previewing it is free. Downloading the finished PDF costs $7.99 per form — no subscription.
Which tax years can I create?
Tax year 2026, on the December 2026 revision of the forms that the IRS uses for 2026 payments filed in early 2027.
What if I made a mistake on a 1099 I already sent?
Create a corrected form with the right amounts and give the recipient the new Copy B. If the IRS copy was already filed, file the correction through IRIS as well.
Ready to create your 1099?
About five minutes from start to PDF.