Your first pay stub is free — use code Create it now →

How are you paid?

Loading 2026 tax tables…

Paid in another state? Choose a different state

Examples

Take-home pay in New York

On a $60,000 salary, a single filer in New York takes home $47,714 a year — $1,835.15 per biweekly paycheck — after $5,020 in federal income tax, $2,676 in New York income tax and $4,590 in Social Security and Medicare.

Annual salaryFederal income taxSocial Security & MedicareNew York income taxTake-home payPer monthPer biweekly check
$31,200 ($15/hour, full time)$1,564$2,387$1,121$26,129$2,177$1,004.95
$40,000$2,620$3,060$1,596$32,724$2,727$1,258.62
$50,000$3,820$3,825$2,136$40,219$3,352$1,546.90
$60,000$5,020$4,590$2,676$47,714$3,976$1,835.15
$75,000$7,670$5,738$3,486$58,107$4,842$2,234.87
$100,000$13,170$7,650$4,895$74,285$6,190$2,857.11
$150,000$24,734$11,475$8,538$105,253$8,771$4,048.21

Single filer, paid every two weeks, 2020-or-later Form W-4 with no adjustments, no pre-tax deductions. Yearly figures are 26 paychecks.

Hourly pay

Hourly pay after taxes in New York

At $25 an hour, full time, a single filer in New York keeps about $20.06 of every hour worked — $1,604.55 on a two-week paycheck. Switch the calculator above to hourly pay to use your own rate and hours.

Hourly wageYearly grossTaxes per yearTake-home per yearPer monthPer biweekly checkPer hour after tax
$15.00$31,200$5,071$26,129$2,177$1,004.95$12.56
$18.00$37,440$6,634$30,806$2,567$1,184.83$14.81
$20.00$41,600$7,677$33,924$2,827$1,304.75$16.31
$25.00$52,000$10,282$41,718$3,477$1,604.55$20.06
$30.00$62,400$12,887$49,513$4,126$1,904.35$23.80
$40.00$83,200$19,767$63,433$5,286$2,439.72$30.50

40 hours a week (80 per two-week paycheck, 2,080 a year), no overtime, single filer, same assumptions as the salary table. For time-and-a-half hours use the overtime calculator.

State tax

New York income tax

New York's personal income tax is progressive, with nine brackets. The rates below are the schedule enacted for taxable years beginning after 2025 and before 2027 — that is, the 2026 tax year — and they are lower than in 2025: Chapter 59 of the Laws of 2025 reduced the rates across the lower and middle brackets. Rates apply to New York taxable income, not to gross wages. The table is the schedule for resident unmarried individuals (single) and married filing separately; other filing statuses use wider brackets at the same rates.

2026 schedule — resident unmarried individuals (single) and married filing separately
Taxable incomeRate
$0 – $8,5003.90%
$8,500 – $11,7004.40%
$11,700 – $13,9005.15%
$13,900 – $80,6505.40%
$80,650 – $215,4005.90%
$215,400 – $1,077,5506.85%
$1,077,550 – $5,000,0009.65%
$5,000,000 – $25,000,00010.30%
Over $25,000,00010.90%
The statute states each bracket as a fixed amount plus a rate on the excess — for example, $586 plus 5.40% of the amount over $13,900 — so the marginal rates above are what apply to income within each band, not to the whole amount. Two further points matter on a pay stub: what your employer actually withholds comes from the Department's withholding tables (NYS-50-T-NYS, effective January 1, 2026), which build in recapture adjustments and therefore do not read like this schedule; and New York City and Yonkers residents owe a separate local income tax withheld on top of the state tax.

Source: New York Tax Law § 601(c)(1)(vii); NYS Dept. of Taxation and Finance, NYS-50-T-NYS (1/26). Paychecks are withheld with New York's own withholding formula, which approximates these rates over a full year.

FAQ

New York paycheck questions

How much is $60,000 a year after taxes in New York?

A single filer paid $60,000 a year every two weeks in New York takes home $47,714 a year, or $1,835.15 per paycheck, after $5,020 in federal income tax, $4,590 in Social Security and Medicare and $2,676 in New York income tax. Other deductions such as health insurance or retirement contributions would lower it further.

How much is $25 an hour after taxes in New York?

At $25 an hour and 40 hours a week ($52,000 a year), a single filer in New York takes home $1,604.55 on a two-week paycheck of $2,000.00 — about $41,718 a year after federal and state income tax, Social Security and Medicare.

How much is $100,000 a year after taxes in New York?

A single filer on a $100,000 salary in New York takes home about $74,285 a year ($6,190 a month). Married filing jointly with one income, the same salary keeps about $79,847 a year, because the joint federal withholding brackets are wider and New York withholds at its married rate.

Does New York have a state income tax?

New York's personal income tax is progressive, with nine brackets. The rates below are the schedule enacted for taxable years beginning after 2025 and before 2027 — that is, the 2026 tax year — and they are lower than in 2025: Chapter 59 of the Laws of 2025 reduced the rates across the lower and middle brackets. Rates apply to New York taxable income, not to gross wages. The table is the schedule for resident unmarried individuals (single) and married filing separately; other filing statuses use wider brackets at the same rates.

What taxes come out of a paycheck in New York?

Federal income tax, Social Security (6.2% up to $184,500 in 2026) and Medicare (1.45%, plus 0.9% above $200,000), plus New York income tax. New York is one of the few states where an employee sees two state insurance deductions on the pay stub rather than one. Paid Family Leave and Disability Benefits are both funded by employee contributions and both have their own ceiling. State unemployment insurance is an employer tax and does not appear as an employee deduction.

Nearby states

Live or work across the state line?

Withholding generally follows the state where you work. Compare take-home pay in the states next to New York:

More about pay in New York

New York is one of the few states where an employee sees two state insurance deductions on the pay stub rather than one. Paid Family Leave and Disability Benefits are both funded by employee contributions and both have their own ceiling. State unemployment insurance is an employer tax and does not appear as an employee deduction.

Pay stub rules, pay frequency, final paycheck deadlines and every payroll tax rate are on the New York pay stub requirements page.