Massachusetts Paycheck Calculator
Enter a salary or hourly wage to see how much federal and Massachusetts income tax comes out of your paycheck and what you keep per paycheck, month and year — 2026 tax tables, free, no sign-up.
Reviewed October 2026 · 2026 IRS Publication 15-T and Massachusetts withholding tables
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Take-home pay in Massachusetts
On a $60,000 salary, a single filer in Massachusetts takes home $47,490 a year — $1,826.53 per biweekly paycheck — after $5,020 in federal income tax, $2,900 in Massachusetts income tax and $4,590 in Social Security and Medicare.
| Annual salary | Federal income tax | Social Security & Medicare | Massachusetts income tax | Take-home pay | Per month | Per biweekly check |
|---|---|---|---|---|---|---|
| $31,200 ($15/hour, full time) | $1,564 | $2,387 | $1,460 | $25,789 | $2,149 | $991.90 |
| $40,000 | $2,620 | $3,060 | $1,900 | $32,420 | $2,702 | $1,246.92 |
| $50,000 | $3,820 | $3,825 | $2,400 | $39,955 | $3,330 | $1,536.74 |
| $60,000 | $5,020 | $4,590 | $2,900 | $47,490 | $3,957 | $1,826.53 |
| $75,000 | $7,670 | $5,738 | $3,650 | $57,942 | $4,829 | $2,228.56 |
| $100,000 | $13,170 | $7,650 | $4,900 | $74,280 | $6,190 | $2,856.92 |
| $150,000 | $24,734 | $11,475 | $7,400 | $106,391 | $8,866 | $4,091.96 |
Single filer, paid every two weeks, 2020-or-later Form W-4 with no adjustments, no pre-tax deductions. Yearly figures are 26 paychecks.
Hourly pay after taxes in Massachusetts
At $25 an hour, full time, a single filer in Massachusetts keeps about $19.93 of every hour worked — $1,594.70 on a two-week paycheck. Switch the calculator above to hourly pay to use your own rate and hours.
| Hourly wage | Yearly gross | Taxes per year | Take-home per year | Per month | Per biweekly check | Per hour after tax |
|---|---|---|---|---|---|---|
| $15.00 | $31,200 | $5,411 | $25,789 | $2,149 | $991.90 | $12.40 |
| $18.00 | $37,440 | $6,949 | $30,491 | $2,541 | $1,172.74 | $14.66 |
| $20.00 | $41,600 | $7,974 | $33,626 | $2,802 | $1,293.30 | $16.17 |
| $25.00 | $52,000 | $10,538 | $41,462 | $3,455 | $1,594.70 | $19.93 |
| $30.00 | $62,400 | $13,102 | $49,299 | $4,108 | $1,896.10 | $23.70 |
| $40.00 | $83,200 | $19,899 | $63,301 | $5,275 | $2,434.67 | $30.43 |
40 hours a week (80 per two-week paycheck, 2,080 a year), no overtime, single filer, same assumptions as the salary table. For time-and-a-half hours use the overtime calculator.
Massachusetts income tax
Massachusetts taxes most earned and unearned income at a flat 5% rate (certain short-term capital gains are taxed at 8.5%). An additional 4% surtax applies on top of the 5% rate for taxable income above an inflation-adjusted threshold, making the effective top marginal rate 9% for very high earners.
| Taxable income | Rate |
|---|---|
| All taxable income | 5% |
Source: Mass. Gen. Laws ch. 62, § 4; Mass.gov, "Massachusetts 4% Surtax on Taxable Income". Paychecks are withheld with Massachusetts's own withholding formula, which approximates these rates over a full year.
Massachusetts paycheck questions
How much is $60,000 a year after taxes in Massachusetts?
A single filer paid $60,000 a year every two weeks in Massachusetts takes home $47,490 a year, or $1,826.53 per paycheck, after $5,020 in federal income tax, $4,590 in Social Security and Medicare and $2,900 in Massachusetts income tax. Other deductions such as health insurance or retirement contributions would lower it further.
How much is $25 an hour after taxes in Massachusetts?
At $25 an hour and 40 hours a week ($52,000 a year), a single filer in Massachusetts takes home $1,594.70 on a two-week paycheck of $2,000.00 — about $41,462 a year after federal and state income tax, Social Security and Medicare.
How much is $100,000 a year after taxes in Massachusetts?
A single filer on a $100,000 salary in Massachusetts takes home about $74,280 a year ($6,190 a month). Married filing jointly with one income, the same salary keeps about $79,810 a year, because the joint federal withholding brackets are wider and Massachusetts withholds at its married rate.
Does Massachusetts have a state income tax?
Massachusetts taxes most earned and unearned income at a flat 5% rate (certain short-term capital gains are taxed at 8.5%). An additional 4% surtax applies on top of the 5% rate for taxable income above an inflation-adjusted threshold, making the effective top marginal rate 9% for very high earners.
What taxes come out of a paycheck in Massachusetts?
Federal income tax, Social Security (6.2% up to $184,500 in 2026) and Medicare (1.45%, plus 0.9% above $200,000), plus Massachusetts income tax. Massachusetts employers pay state unemployment insurance (UI) contributions on employee wages, and most employers and employees jointly fund the state's Paid Family and Medical Leave (PFML) program through payroll withholding.
Live or work across the state line?
Withholding generally follows the state where you work. Compare take-home pay in the states next to Massachusetts:
More about pay in Massachusetts
Massachusetts employers pay state unemployment insurance (UI) contributions on employee wages, and most employers and employees jointly fund the state's Paid Family and Medical Leave (PFML) program through payroll withholding.
Pay stub rules, pay frequency, final paycheck deadlines and every payroll tax rate are on the Massachusetts pay stub requirements page.