Kentucky Paycheck Calculator
Enter a salary or hourly wage to see how much federal and Kentucky income tax comes out of your paycheck and what you keep per paycheck, month and year — 2026 tax tables, free, no sign-up.
Reviewed October 2026 · 2026 IRS Publication 15-T and Kentucky withholding tables
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Take-home pay in Kentucky
On a $60,000 salary, a single filer in Kentucky takes home $48,407 a year — $1,861.82 per biweekly paycheck — after $5,020 in federal income tax, $1,982 in Kentucky income tax and $4,590 in Social Security and Medicare.
| Annual salary | Federal income tax | Social Security & Medicare | Kentucky income tax | Take-home pay | Per month | Per biweekly check |
|---|---|---|---|---|---|---|
| $31,200 ($15/hour, full time) | $1,564 | $2,387 | $974 | $26,275 | $2,190 | $1,010.57 |
| $40,000 | $2,620 | $3,060 | $1,282 | $33,038 | $2,753 | $1,270.68 |
| $50,000 | $3,820 | $3,825 | $1,632 | $40,723 | $3,394 | $1,566.27 |
| $60,000 | $5,020 | $4,590 | $1,982 | $48,407 | $4,034 | $1,861.82 |
| $75,000 | $7,670 | $5,738 | $2,507 | $59,085 | $4,924 | $2,272.50 |
| $100,000 | $13,170 | $7,650 | $3,382 | $75,797 | $6,316 | $2,915.29 |
| $150,000 | $24,734 | $11,475 | $5,132 | $108,659 | $9,055 | $4,179.18 |
Single filer, paid every two weeks, 2020-or-later Form W-4 with no adjustments, no pre-tax deductions. Yearly figures are 26 paychecks.
Hourly pay after taxes in Kentucky
At $25 an hour, full time, a single filer in Kentucky keeps about $20.32 of every hour worked — $1,625.37 on a two-week paycheck. Switch the calculator above to hourly pay to use your own rate and hours.
| Hourly wage | Yearly gross | Taxes per year | Take-home per year | Per month | Per biweekly check | Per hour after tax |
|---|---|---|---|---|---|---|
| $15.00 | $31,200 | $4,925 | $26,275 | $2,190 | $1,010.57 | $12.63 |
| $18.00 | $37,440 | $6,370 | $31,070 | $2,589 | $1,195.01 | $14.94 |
| $20.00 | $41,600 | $7,333 | $34,267 | $2,856 | $1,317.97 | $16.47 |
| $25.00 | $52,000 | $9,740 | $42,260 | $3,522 | $1,625.37 | $20.32 |
| $30.00 | $62,400 | $12,148 | $50,252 | $4,188 | $1,932.77 | $24.16 |
| $40.00 | $83,200 | $18,633 | $64,567 | $5,381 | $2,483.34 | $31.04 |
40 hours a week (80 per two-week paycheck, 2,080 a year), no overtime, single filer, same assumptions as the salary table. For time-and-a-half hours use the overtime calculator.
Kentucky income tax
Kentucky taxes income at a flat 3.5% for 2026, down from 4.0% in 2025, after a standard deduction of $3,360. The rate can step down by half a point in later years if the state meets fiscal conditions, but each further cut must be approved by the General Assembly.
| Taxable income | Rate |
|---|---|
| All taxable income | 3.5% |
Source: KRS 141.020; Kentucky Department of Revenue, 2026 Withholding Tax Formula and Form K-4. Paychecks are withheld with Kentucky's own withholding formula, which approximates these rates over a full year.
Kentucky paycheck questions
How much is $60,000 a year after taxes in Kentucky?
A single filer paid $60,000 a year every two weeks in Kentucky takes home $48,407 a year, or $1,861.82 per paycheck, after $5,020 in federal income tax, $4,590 in Social Security and Medicare and $1,982 in Kentucky income tax. Other deductions such as health insurance or retirement contributions would lower it further.
How much is $25 an hour after taxes in Kentucky?
At $25 an hour and 40 hours a week ($52,000 a year), a single filer in Kentucky takes home $1,625.37 on a two-week paycheck of $2,000.00 — about $42,260 a year after federal and state income tax, Social Security and Medicare.
How much is $100,000 a year after taxes in Kentucky?
A single filer on a $100,000 salary in Kentucky takes home about $75,797 a year ($6,316 a month). Married filing jointly with one income, the same salary keeps about $81,327 a year, because the joint federal withholding brackets are wider and Kentucky withholds at its married rate.
Does Kentucky have a state income tax?
Kentucky taxes income at a flat 3.5% for 2026, down from 4.0% in 2025, after a standard deduction of $3,360. The rate can step down by half a point in later years if the state meets fiscal conditions, but each further cut must be approved by the General Assembly.
What taxes come out of a paycheck in Kentucky?
Federal income tax, Social Security (6.2% up to $184,500 in 2026) and Medicare (1.45%, plus 0.9% above $200,000), plus Kentucky income tax. Kentucky employers pay state unemployment insurance tax to the Office of Unemployment Insurance. Some Kentucky cities and counties also levy local occupational license fees/taxes withheld from employee wages, which employers must factor into payroll in those jurisdictions, though these are local (not state) taxes. Kentucky has no state disability insurance payroll tax.
Live or work across the state line?
Withholding generally follows the state where you work. Compare take-home pay in the states next to Kentucky:
More about pay in Kentucky
Kentucky employers pay state unemployment insurance tax to the Office of Unemployment Insurance. Some Kentucky cities and counties also levy local occupational license fees/taxes withheld from employee wages, which employers must factor into payroll in those jurisdictions, though these are local (not state) taxes. Kentucky has no state disability insurance payroll tax.
Pay stub rules, pay frequency, final paycheck deadlines and every payroll tax rate are on the Kentucky pay stub requirements page.