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  <url>
    <loc>https://paystubform.com/paystub-templates</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/templates/classic-pay-stub-template.webp</image:loc>
      <image:title>Classic pay stub template</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/templates/modern-pay-stub-template.webp</image:loc>
      <image:title>Modern pay stub template</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/templates/banded-pay-stub-template.webp</image:loc>
      <image:title>Banded pay stub template</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/templates/split-pay-stub-template.webp</image:loc>
      <image:title>Split pay stub template</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/templates/compact-pay-stub-template.webp</image:loc>
      <image:title>Compact pay stub template</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/templates/deposit-pay-stub-template.webp</image:loc>
      <image:title>Deposit pay stub template</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/templates/register-pay-stub-template.webp</image:loc>
      <image:title>Register pay stub template</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/templates/ledger-pay-stub-template.webp</image:loc>
      <image:title>Ledger pay stub template</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/templates/corporate-pay-stub-template.webp</image:loc>
      <image:title>Corporate pay stub template</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/templates/portrait-pay-stub-template.webp</image:loc>
      <image:title>Portrait pay stub template</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/paystub-templates/excel</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/templates/pay-stub-template-excel.webp</image:loc>
      <image:title>Pay Stub Template for Excel</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/paystub-templates/word</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/templates/pay-stub-template-word.webp</image:loc>
      <image:title>Pay Stub Template for Word</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/paystub-templates/pdf</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/templates/blank-pay-stub-template-pdf.webp</image:loc>
      <image:title>Blank Pay Stub Template (Fillable PDF)</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/proof-of-income-for-car-loan</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/proof-of-income-for-car-loan-cover.webp</image:loc>
      <image:title>Proof of Income for a Car Loan: What Lenders Accept (Self-Employed Too)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/car-payment-limit-by-income.webp</image:loc>
      <image:title>Bar chart of the highest car payment lenders typically allow at 15% and 20% of gross monthly income, for incomes of $2,500 to $8,000 a month</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/minimum-wage-increases-2027</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/minimum-wage-increases-2027-cover.webp</image:loc>
      <image:title>Minimum Wage Increases 2027: Every State Raising Pay on January 1</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/minimum-wage-2026-vs-2027-by-state.webp</image:loc>
      <image:title>Bar chart comparing 2026 and January 1, 2027 minimum wages in 15 states, from Washington at $17.73 down to Montana at $11.20</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/irs-mileage-rate-2027</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/irs-mileage-rate-2027-cover.webp</image:loc>
      <image:title>IRS Mileage Rate 2026 and 2027: 76¢ Since July, and What's Next</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/irs-mileage-rate-history-2022-2026.webp</image:loc>
      <image:title>Bar chart of the IRS business standard mileage rate: 58.5 and 62.5 cents in 2022, 65.5 in 2023, 67 in 2024, 70 in 2025, 72.5 and 76 cents in 2026</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/how-to-pay-taxes-self-employed</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/how-to-pay-taxes-self-employed-cover.webp</image:loc>
      <image:title>How to Pay Taxes When Self-Employed: 2026 Guide and Example</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/self-employed-tax-60k-breakdown.webp</image:loc>
      <image:title>Chart splitting $60,000 of self-employed profit into $8,477.73 self-employment tax and $3,559.47 income tax, with four $3,009.30 payments and their due dates</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/what-is-futa-tax</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/what-is-futa-tax-cover.webp</image:loc>
      <image:title>What Is FUTA Tax? 2026 Rate, $7,000 Wage Base and Form 940</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/futa-wage-base-chart.webp</image:loc>
      <image:title>Bar chart of four employees' wages with only the first $7,000 of each taxed for FUTA, totalling $157.20</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/semi-monthly-pay-meaning</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/semi-monthly-pay-meaning-cover.webp</image:loc>
      <image:title>Semi-Monthly Pay: Meaning, 24 Paychecks and Per-Check Math</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/semi-monthly-stub.webp</image:loc>
      <image:title>Sample semi-monthly pay stub for a $52,000 salary, with the May 1 to May 15 pay period, gross pay of $2,166.67 and year-to-date gross highlighted</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/w2-vs-w4</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/w2-vs-w4-cover.webp</image:loc>
      <image:title>W-2 vs W-4: What Each Form Does and When You Get It</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/w4-to-w2-flow.webp</image:loc>
      <image:title>Diagram: the W-4 sets $160 of federal tax on each of 26 pay stubs, which adds up to $4,160 in Box 2 of the W-2</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/gig-worker-proof-of-income</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/gig-worker-proof-of-income-cover.webp</image:loc>
      <image:title>Gig Worker Proof of Income: Uber, Lyft, DoorDash &amp; Instacart</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/gig-worker-owners-draw-stub.webp</image:loc>
      <image:title>Sample self-employed pay stub for a gig driver’s $1,500 semimonthly owner’s draw, with the driver’s own name as payer and payee, $0 withheld and net pay of $1,500</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/proof-of-income-for-apartment</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/proof-of-income-for-apartment-cover.webp</image:loc>
      <image:title>Proof of Income for an Apartment: What Landlords Accept</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/pay-stub-proof-of-income-apartment.webp</image:loc>
      <image:title>Sample biweekly pay stub with the employer, pay date, pay schedule, $2,000 gross pay and $20,000 year-to-date gross highlighted as the lines a landlord checks</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/how-to-make-a-pay-stub</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/how-to-make-a-pay-stub-cover.webp</image:loc>
      <image:title>How to Make a Pay Stub: Step by Step, With a Worked Example</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/pay-stub-generator-pay-step.webp</image:loc>
      <image:title>The Pay and schedule step of the Paystub Form pay stub generator filled in for an hourly employee paid $25 an hour every two weeks</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/pay-stub-generator-preview.webp</image:loc>
      <image:title>The live pay stub preview in the generator showing a finished stub with $2,000 gross pay and $1,591.85 net pay, above the Review and Download button</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/oasdi-tax-pay-stub</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/oasdi-tax-pay-stub-cover.webp</image:loc>
      <image:title>What Is OASDI Tax? The Line on Your Pay Stub, Explained</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/oasdi-wage-base-stub.webp</image:loc>
      <image:title>Sample pay stub for a $200,000 salary on the paycheck that reaches the 2026 wage base, with Social Security year to date at the $11,439.00 maximum</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/cash-income-proof-of-income</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/cash-income-proof-of-income-cover.webp</image:loc>
      <image:title>Paid in Cash? How to Show Proof of Income</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/cash-income-owners-draw-stub.webp</image:loc>
      <image:title>Sample biweekly pay stub for a $1,400 owner’s draw with $0 withheld, net pay of $1,400 and year-to-date gross of $29,400 highlighted</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/when-do-w2s-come-out-2027</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/when-do-w2s-come-out-2027-cover.webp</image:loc>
      <image:title>When Do W-2s Come Out in 2027? Deadline and Late Forms</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/w2-deadline-timeline-2027.webp</image:loc>
      <image:title>Timeline from the February 1, 2027 W-2 deadline through contacting payroll, calling the IRS after February and filing with Form 4852 by April 15, 2027</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/w2-box-12-codes</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/w2-box-12-codes-cover.webp</image:loc>
      <image:title>W-2 Box 12 Codes Explained, Including New TT, TP and TA</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/w2-box-12-annotated.webp</image:loc>
      <image:title>Sample Form W-2 with Boxes 12a to 12d highlighted, code D and $2,600.00 in Box 12a, and Box 1 showing $62,400</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/open-enrollment-paycheck-changes</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/open-enrollment-paycheck-changes-cover.webp</image:loc>
      <image:title>Open Enrollment 2027: How Your Benefits Change Your Paycheck</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/open-enrollment-before-after.webp</image:loc>
      <image:title>Table comparing a $2,400 paycheck before and after $250 of pre-tax health elections: net pay falls by $200.87</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/self-employed-pay-stubs</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/self-employed-pay-stubs-cover.webp</image:loc>
      <image:title>How to Make Pay Stubs When You're Self-Employed</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/self-employed-pay-stub-annotated.webp</image:loc>
      <image:title>Sample self-employed pay stub for a $2,000 semimonthly owner’s draw, with the business as payer, $0 withholding and $20,000 year-to-date gross highlighted</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/target-pay-stub-workday-guide</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/target-pay-stub-workday-guide-cover.webp</image:loc>
      <image:title>Target Pay Stubs: Workday, W-2s and Former Team Members</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/target-pay-stub-flow.webp</image:loc>
      <image:title>Flowchart: current Target team members get pay statements in Workday; former team members use Paperless Employee for W-2s and HR for pay statements</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/2027-tax-brackets-paycheck-changes</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/2027-tax-brackets-paycheck-changes-cover.webp</image:loc>
      <image:title>2027 Tax Brackets and Your Paycheck: What Changes in January</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/tax-figures-2026-vs-2027.webp</image:loc>
      <image:title>Table of 2026 and 2027 standard deductions, 10% bracket, Social Security wage base, HSA limits and the Additional Medicare threshold, with projected and official labels</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/seasonal-job-taxes-paycheck</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/seasonal-job-taxes-paycheck-cover.webp</image:loc>
      <image:title>Seasonal Job Taxes: What Your Holiday Paycheck Shows</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/seasonal-job-weekly-stub.webp</image:loc>
      <image:title>Sample weekly pay stub for a ten-week $18-an-hour seasonal job with $444.80 of federal tax withheld on $7,200 of wages</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/amazon-pay-stub-a-to-z-guide</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/amazon-pay-stub-a-to-z-guide-cover.webp</image:loc>
      <image:title>Amazon Pay Stubs: How to Find Yours in the A to Z App</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/amazon-pay-stub-flow.webp</image:loc>
      <image:title>Flowchart: current Amazon associates download pay statements in A to Z; former associates use an A to Z Alumni account or ask MyHR</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/w4-change-paycheck</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/w4-change-paycheck-cover.webp</image:loc>
      <image:title>Will Changing My W-4 Change My Next Paycheck?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/w4-withholding-per-check-chart.webp</image:loc>
      <image:title>Bar chart of federal withholding on a $2,000 biweekly paycheck under five W-4 settings, from $76.15 to $270.19</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/w2-correction-paystub-records</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/w2-correction-paystub-records-cover.webp</image:loc>
      <image:title>W-2 Looks Wrong? Use Pay Stubs to Request a Correction</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/w2-boxes-to-check-annotated.webp</image:loc>
      <image:title>Sample Form W-2 with the SSN and name, the wage boxes, the withholding boxes and the state boxes highlighted as the usual correction points</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/state-local-taxes-pay-stub</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/state-local-taxes-pay-stub-cover.webp</image:loc>
      <image:title>State and Local Taxes on a Pay Stub: What Are These Lines?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/state-tax-line-stub.webp</image:loc>
      <image:title>Sample Illinois pay stub with the Illinois state tax line of $99.00 highlighted alongside the federal and FICA lines</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/pto-holiday-pay-pay-stub</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/pto-holiday-pay-pay-stub-cover.webp</image:loc>
      <image:title>PTO and Holiday Pay on a Pay Stub: What to Check</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/pto-balance-stub.webp</image:loc>
      <image:title>Sample pay stub with a leave table showing paid time off falling from 40.00 to 35.08 hours and sick leave rising to 17.54 hours</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/payroll-records-small-business</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/payroll-records-small-business-cover.webp</image:loc>
      <image:title>Payroll Records for a Small Business: A Practical Checklist</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/employer-stub-requirements.webp</image:loc>
      <image:title>Sample pay stub issued by a small bakery with the business name, pay dates, earnings, deductions and totals highlighted as the items to show</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/salary-pay-stub-checklist</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/salary-pay-stub-checklist-cover.webp</image:loc>
      <image:title>Salaried Employee Pay Stub: What Should You Check?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/salary-checklist-stub.webp</image:loc>
      <image:title>Sample salaried pay stub for $58,500 a year paid biweekly, with gross pay of $2,250.00 and year-to-date gross of $22,500.00 highlighted</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/hourly-pay-stub-checklist</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/hourly-pay-stub-checklist-cover.webp</image:loc>
      <image:title>Hourly Pay Stub Checklist: Verify Hours, Rate, and Overtime</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/hourly-checklist-stub.webp</image:loc>
      <image:title>Sample hourly pay stub with 80 hours at $25.00, gross pay of $2,000.00, the tax lines and net pay of $1,591.85 highlighted as the checks to make</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/health-insurance-on-pay-stub</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/health-insurance-on-pay-stub-cover.webp</image:loc>
      <image:title>Health Insurance on a Pay Stub: Find Your Actual Premium</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/health-deductions-stub.webp</image:loc>
      <image:title>Sample pay stub with pre-tax medical, dental, vision and HSA deductions totalling $190 and the lower Social Security and Medicare lines highlighted</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/w2-vs-final-pay-stub</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/w2-vs-final-pay-stub-cover.webp</image:loc>
      <image:title>W-2 vs. Final Pay Stub: Why the Totals May Differ</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/final-stub-vs-w2.webp</image:loc>
      <image:title>Sample December 31 pay stub with year-to-date gross of $65,000, a $2,600 401(k), Social Security of $4,030 and Medicare of $942.50 matched to W-2 boxes</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/payroll-frequency-weekly-biweekly</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/payroll-frequency-weekly-biweekly-cover.webp</image:loc>
      <image:title>Weekly, Biweekly, Semimonthly, or Monthly Payroll?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/pay-frequency-stub.webp</image:loc>
      <image:title>Sample biweekly pay stub with the pay schedule and $2,000 gross pay highlighted, plus the same $52,000 salary per check on four schedules</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/pay-period-vs-pay-date</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/pay-period-vs-pay-date-cover.webp</image:loc>
      <image:title>Pay Period vs. Pay Date: Why the Dates Do Not Match</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/pay-period-pay-date-stub.webp</image:loc>
      <image:title>Sample pay stub with the pay period April 26 to May 9, 2026 and the pay date May 15, 2026 highlighted separately</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/proof-of-income-pay-stubs</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/proof-of-income-pay-stubs.webp</image:loc>
      <image:title>Using Pay Stubs as Proof of Income: A Privacy Checklist</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/proof-of-income-redact-stub.webp</image:loc>
      <image:title>Sample pay stub with the name, pay date and year-to-date gross highlighted as what a reviewer checks, and the bank details on the deposit slip marked to cover</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/paycheck-deductions-explained</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/paycheck-deductions-explained-cover.webp</image:loc>
      <image:title>Paycheck Deductions Explained: Taxes, Benefits, and More</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/deduction-layers-stub.webp</image:loc>
      <image:title>Sample pay stub with pre-tax health, dental and 401(k) deductions, the tax lines, after-tax union dues and net pay of $1,394.05 highlighted as layers</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/overtime-on-pay-stub</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/overtime-on-pay-stub-cover.webp</image:loc>
      <image:title>How Should Overtime Appear on a Pay Stub?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/overtime-regular-rate-calculation.webp</image:loc>
      <image:title>Diagram of the regular rate calculation: $1,020 of straight-time pay over 45 hours is $22.67, so 5 overtime hours add a $56.67 premium</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/w2-boxes-1-3-5</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/w2-boxes-1-3-5-cover.webp</image:loc>
      <image:title>W-2 Boxes 1, 3, and 5: Why Are the Wage Amounts Different?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/w2-boxes-1-3-5-annotated.webp</image:loc>
      <image:title>Sample Form W-2 with Box 1 showing $62,400, Boxes 3 and 5 showing $65,000, Box 12a code D for $2,600 and the Retirement plan checkbox in Box 13 highlighted</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/pre-tax-vs-post-tax-deductions</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/pre-tax-vs-post-tax-deductions-cover.webp</image:loc>
      <image:title>Pre-Tax vs. After-Tax Deductions on a Pay Stub</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/pre-tax-post-tax-deductions-annotated.webp</image:loc>
      <image:title>Sample pay stub with $100 each of health insurance, traditional 401(k) and Roth 401(k), and the tax lines each one changes</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/pay-stub-ytd-meaning</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/pay-stub-ytd-meaning-cover.webp</image:loc>
      <image:title>What Does YTD Mean on a Pay Stub?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/pay-stub-ytd-columns-annotated.webp</image:loc>
      <image:title>Sample pay stub with the current-period columns and the year-to-date columns highlighted: $2,000 gross this period and $20,000 year to date after ten biweekly paychecks</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/gross-pay-vs-net-pay</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/gross-pay-vs-net-pay-cover.webp</image:loc>
      <image:title>Gross Pay vs. Net Pay: What Actually Reaches Your Bank</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/gross-to-net-pay-annotated.webp</image:loc>
      <image:title>Sample pay stub showing the layers from $2,000 gross pay to $1,333.40 net pay: $200 of pre-tax deductions, $366.60 of taxes and a $100 Roth 401(k) deduction</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/final-paycheck-checklist</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/final-paycheck-checklist-cover.webp</image:loc>
      <image:title>Final Paycheck Checklist After Leaving a Job</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/final-paycheck-stub.webp</image:loc>
      <image:title>Sample final pay stub with a $600 vacation payout for 24 unused hours, the pay date and net pay of $1,984.25 highlighted</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/fica-social-security-medicare-2026</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/fica-social-security-medicare-2026-cover.webp</image:loc>
      <image:title>FICA Tax on a Pay Stub: Social Security and Medicare 2026</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/fica-pay-stub-annotated.webp</image:loc>
      <image:title>Sample pay stub with the Social Security line of $124.00 and the Medicare line of $29.00 highlighted on $2,000 of gross pay</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/direct-deposit-pay-stub</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/direct-deposit-pay-stub-cover.webp</image:loc>
      <image:title>Direct Deposit and Pay Stubs: Why the Numbers May Differ</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/direct-deposit-slip-stub.webp</image:loc>
      <image:title>Sample pay stub with a direct deposit slip: $1,591.85 net pay matches the deposit, and only the last four digits of the account show</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/build-budget-from-net-pay</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/build-budget-from-net-pay-cover.webp</image:loc>
      <image:title>How to Build a Budget From Your Take-Home Pay</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/biweekly-paychecks-per-month-2027.webp</image:loc>
      <image:title>Bar chart of 2027 biweekly pay: ten months with two $1,800 paychecks ($3,600) and April and October with three ($5,400)</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/sams-club-pay-stub-portal-guide</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/sams-club-pay-stub-portal-guide-cover.webp</image:loc>
      <image:title>Sam's Club Pay Stubs: How to Get Yours</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/sams-club-pay-stub-flow.webp</image:loc>
      <image:title>Flowchart: current Sam's Club associates get pay stubs from OneWalmart or Me@Walmart; former associates register on the Money Network Paystub Portal</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/bonus-paycheck-tax-withholding</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/bonus-paycheck-tax-withholding-cover.webp</image:loc>
      <image:title>Why Was So Much Tax Withheld From My Bonus Check?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/bonus-stub-annotated.webp</image:loc>
      <image:title>Sample pay stub with a $10,000 bonus paid alongside $2,000 of regular pay, federal withholding of $2,356.15 and net pay of $8,725.85</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/additional-medicare-pay-stub</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/additional-medicare-pay-stub-cover.webp</image:loc>
      <image:title>Additional Medicare Tax on a Pay Stub: The $200,000 Trigger</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/additional-medicare-stub.webp</image:loc>
      <image:title>Sample pay stub showing an Additional Medicare line of $90.00 after year-to-date wages passed $200,000, with Social Security already at $0</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/401k-on-pay-stub</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/401k-on-pay-stub-cover.webp</image:loc>
      <image:title>How to Check 401(k) Contributions on Your Pay Stub</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/401k-pay-stub-annotated.webp</image:loc>
      <image:title>Sample pay stub with a $160 traditional 401(k) deduction: federal tax falls to $136.95 while Social Security and Medicare stay the same</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/1099-nec-vs-paystub</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/1099-nec-vs-paystub-cover.webp</image:loc>
      <image:title>1099-NEC vs. Pay Stub: What a Contractor Should Expect</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/1099-nec-annotated.webp</image:loc>
      <image:title>Sample Form 1099-NEC with the payer, the recipient and $18,400.00 in Box 1a highlighted</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/1099-nec-vs-1099-misc</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/1099-nec-vs-1099-misc-cover.webp</image:loc>
      <image:title>1099-NEC vs. 1099-MISC: Which Form Fits the Payment?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/1099-misc-annotated.webp</image:loc>
      <image:title>Sample Form 1099-MISC with $14,400.00 of rents in Box 1 and a $2,500.00 prize in Box 3 highlighted</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/why-did-my-paycheck-change-in-2026</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/why-did-my-paycheck-change-in-2026-cover.webp</image:loc>
      <image:title>Why Did My Paycheck Change in 2026?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/take-home-pay-breakdown.svg</image:loc>
      <image:title>An example 3,000 dollar gross pay split into 2,150 take-home pay, 520 in taxes withheld, 180 in health benefits and a 150 dollar 401(k) contribution</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/comparing-two-pay-stubs.webp</image:loc>
      <image:title>Hands using a pencil to compare two paper pay stubs side by side</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/pay-stub-mistakes-to-avoid</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/pay-stub-mistakes-to-avoid-cover.webp</image:loc>
      <image:title>Pay Stub Mistakes That Cause Real Problems</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/pay-stub-error-checklist.svg</image:loc>
      <image:title>A six-point checklist for reviewing a pay stub: gross minus deductions equals net, hours times rate, correct pay period, correct state, year-to-date increases, and correct employer and employee details</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/dollar-general-pay-stub-dgme-portal-guide</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/dollar-general-pay-stub-dgme-portal-guide-cover.webp</image:loc>
      <image:title>Dollar General Pay Stubs: How to Get Yours from DGME</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/dollar-general-pay-stub-steps.svg</image:loc>
      <image:title>Four steps to retrieve a Dollar General pay stub: gather your employee ID and date of birth, sign in or register at the employee portal, open the pay period you need, and download the PDF</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/walmart-paystub-how-to-view-download-yours-online</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/walmart-paystub-how-to-view-download-yours-online-cover.webp</image:loc>
      <image:title>Walmart Paystub Portal: How to View and Download Yours</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/walmart-pay-stub-which-portal.svg</image:loc>
      <image:title>Chart showing current Walmart associates use OneWalmart or the Me@Walmart app, former associates use the Money Network Pay Stub Portal, and W-2 forms come from mytaxform.com with employer code 10108</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/walmart-onewalmart-sign-in.webp</image:loc>
      <image:title>Walmart associate sign-in page with the User ID field and the Location menu highlighted</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/walmart-paystub-step-1-money-network-login.webp</image:loc>
      <image:title>Money Network home page with the Login menu open and Money Network Service for Walmart highlighted</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/walmart-paystub-step-2-exceed-paystub-portal.webp</image:loc>
      <image:title>Exceed by Money Network home page with the Go to paystub portal link highlighted in the top right corner</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/walmart-paystub-step-3-portal-sign-in.webp</image:loc>
      <image:title>Walmart Money Network Pay Stub Portal sign-in page with Register Now and the User ID and Password fields highlighted</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/walmart-paystub-step-4-register.webp</image:loc>
      <image:title>Pay Stub Portal registration form asking for birthdate in MMDDYY format, nine-digit WIN and facility number</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/walmart-pay-stub-anatomy.svg</image:loc>
      <image:title>Labelled pay statement showing the pay period, gross pay, tax and benefit deductions, net pay, and the year-to-date column</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://paystubform.com/blog/what-is-a-paystub-everything-you-need-to-know-about-paystubs</loc>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/what-is-a-paystub-everything-you-need-to-know-about-paystubs-cover.webp</image:loc>
      <image:title>What Is a Pay Stub? Meaning, What's on It and Who Gets One</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/what-is-a-paystub-everything-you-need-to-know-about-paystubs-cover.webp</image:loc>
      <image:title>What Is a Pay Stub? Meaning, What's on It and Who Gets One</image:title>
    </image:image>
    <image:image>
      <image:loc>https://paystubform.com/asset/images/blog/pay-stub-anatomy-annotated.webp</image:loc>
      <image:title>Sample pay stub with six numbered sections: employer, employee, pay dates, earnings of $25 an hour for 80 hours, taxes withheld, and $1,591.85 net pay</image:title>
    </image:image>
  </url>
</urlset>